What is that?
Advice from the student union, university, __LIVINGTERM_8__ and, if necessary, tax/social advice centers.
Where do I do that?
Income/Job Proofs Proof of enrollment Health insurance status Rent and additional costs overview
Required documents
- Completely record fixed monthly costs
- Realistically estimate variable expenses
- Plan for safety reserves
- Coordinate job scope with study plan
- Carry out regular monthly evaluations
- Identify cost blocks with high savings potential
- Review contracts annually
- Keep administrative evidence organized
Typical costs
Student Union / __LIVINGTERM_8__
Note: Costs may vary by state or city.
Progress
- 1 Completely record fixed monthly costs
- 2 Realistically estimate variable expenses
- 3 Plan for safety reserves
- 4 Coordinate job scope with study plan
- 5 Carry out regular monthly evaluations
- 6 Identify cost blocks with high savings potential
- 7 Review contracts annually
- 8 Keep administrative evidence organized
Important German words & sentences
das Budget - geplanter finanzieller Rahmen
Die Rücklage - finanzielle Reserve
Der Nebenjob - zusätzliche Beschäftigung neben dem Studium
Ich möchte meinen Nebenjob so planen, dass mein Studium nicht leidet.
Wie hoch sollte meine monatliche Rücklage sein?
Common mistakes
- • Only plan income, but ignore seasonal or irregular costs.
- • Reacting too late to rising housing or insurance costs.
Official source
- Deutsches Studierendenwerk (www.studierendenwerke.de)
- DAAD (www.daad.de)