Health B1

Choose statutory or private health insurance

Basics for choosing between GKV and PKV, family insurance and switching health insurance companies.

krankenversicherung gkv pkv

What is that?

Insurance is compulsory in Germany. Depending on your status, statutory or private insurance is possible.

Where do I do that?

Information from health insurance companies and official portals about the health system.

Required documents

  • Passport or ID card
  • Proof of employment or study
  • Registration address

Typical costs

Contributions depend on income, tariff and personal situation.

Note: Costs may vary by state or city.

Progress

  1. 1 Check insurance status
  2. 2 Compare cash register or tariff
  3. 3 Submit an application
  4. 4 Submit membership certificate to employer

Important German words & sentences

die Versicherungspflicht - gesetzliche Pflicht zum Versicherungsschutz
Die Mitgliedsbescheinigung - Nachweis für Arbeitgeber/Behörde
Der Tarif - Leistungs- und Beitragsmodell
Welche Krankenkasse passt zu meiner Situation?
Brauche ich eine Mitgliedsbescheinigung für den Arbeitgeber?

Common mistakes

  • • Just look at the post and don't compare services/services.

Official source